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  • Banco Bilbao Vizcaya Argentaria
    Natacha Dimitrijevic
    Banco Bilbao Vizcaya Argentaria (BBVA) is a global retail and commercial bank. It is the second biggest in Spain but also has a strong international footprint. Compared to its peers, the bank has weathered the financial crisis relatively well, although it still had a severe impact on its real estate portfolio and Spanish franchise. As an early adopter of digitalisation in banking, the company bases its strategic transformation on the experience of its customers and growth in digital sales.