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Financial inclusion: an economic opportunity for all

Welcome to Spectrum – a sustainability focused newsletter that brings together insights from across our investment floor including our Responsibility Office and our stewardship business, EOS at Federated Hermes.

Despite considerable progress on reducing absolute global poverty over the last 20 years, worldwide, billions of people remain unbanked, uninsured and without assets or savings. In the midst of the global pandemic, those without access to formal financial services have suffered disproportionately.

This issue of Spectrum explores why financial inclusion should be an essential part of ‘building back better’, not just as a moral imperative, but as a significant economic opportunity which offers real benefits for society as a whole.

More Insights

Japanese employment: engaging for greater equality – an update
A year has passed since we published a note exploring the long-standing issues around the under-representation of women within the Japanese labour force.
SDG Engagement High Yield Credit commentary: Intesa Sanpaolo
As Italy’s leading financial institution, the Intesa San Paolo Group (Intesa San Paolo) serves 13.5 million Italian customers through its 4,300 branches.
Credit Pulse: market update – 15 October 2021
In our latest Credit Pulse, we look at how sustainability is managed within our fixed income offering.
Evergrande: caught in the crossfire between China’s past and future
Evergrande stands in the crosshairs of China’s demographic shift, its urbanisation and property boom, and the end of its decade-long economic growth spurt
Central bank digital currency: clean atomic monetary energy or financial fallout risk?
Fiorino delves into the emerging field of central bank digital currencies
Credit Pulse: market update – 17 September 2021
In our latest Credit Pulse, we take a deep-dive into credit fundamentals and findings from our credit strategy meetings.