Fast reading
- Credicorp has positioned digitalisation and sustainability as key levers of profit growth. The group’s ‘value creation strategy’ is focused on the rapid process of digital uptake across the region and it has embedded sustainability across its business lines.
- The development of the Yape super-app has been central to Credicorp’s efforts to promote financial inclusion in Peru. Its user-friendly interface aims to simplify the process of accessing financial services – enabling secure transactions without requiring a traditional bank account – and has helped Peru’s unbanked population to bridge the gap.
- One its subsidiaries, Mibanco, is the leading microfinance business in Latin America. Mibanco’s Crédito Mujer programme seeks to address specific financial access barriers faced by female micro-entrepreneurs. The programme includes a simplified credit assessment (with no collateral requirement), flexible documentation conditions, and progressive loan structures (start small and increase available credit on demonstration of consistent repayment behaviour). The aim is to encourage financial independence and autonomy among Peru’s female population.
Global SMID Equity Engagement Q4 2025 case study
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